ABOUT US
WHAT WE DO
AVIB is an independent consulting practice dedicated to providing stakeholders with a robust support structure for managing their employee benefits arrangements. Established in January 1997, AVIB emerged during a defining moment in South Africa’s history—a few years after the nation achieved democracy.
Our roots run deep into rural KwaZulu-Natal, where our journey began at the grassroots level. It was here, under challenging circumstances and in a market historically dominated by a select few, that the seed of AVIB was planted. This seed carried with it the vision to provide ethical financial services and expert advice to the people of South Africa.
With passion, determination, and courage, we nurtured this seed, growing AVIB into a vital force for change within the financial services industry. Today, we remain committed to driving positive transformation and delivering meaningful, client-focused solutions.
SERVICE EXCELLENCE
Financial Planning
Our integrated solutions encompass retirement, investment, healthcare, life, and insurance planning—providing a comprehensive approach to securing and growing your wealth while safeguarding your health.
INNOVATION GUARANTEED
Diversified Portfolio Solutions
AVIB delivers expertly crafted umbrella fund and healthcare solutions tailored to the specific retirement funding needs of businesses across various sectors. For individual investors, we conduct meticulous risk profiling to curate investment portfolios that align perfectly with each client’s unique goals and risk tolerance. Experience the precision and care that sets AVIB apart in wealth management.
OUR SERVICES
Personal Wealth Management
As an independent consulting firm, AVIB redefines the approach to wealth management by offering professional, client-focused expertise. We tailor financial advice and investment strategies to the unique needs, goals, and preferences of our clients. Leveraging advanced technologies like AI and data analytics, we provide highly customised solutions that align with clients’ risk tolerance, financial objectives, and personal values. This personalised approach not only enhances client engagement and improves investment outcomes for individual clients but also helps stakeholders effectively navigate the complexities of employee benefit arrangements.
Excellence in Financial Advisory
The AVIB Advantage
At AVIB, we empower the financial community, business leaders and executives to achieve their strategic financial objectives through sophisticated, tailored solutions. Our track record of success with top-tier companies demonstrates our ability to deliver exceptional value while maintaining the highest standards of professional service.
Why Choose Us?
Independence
We provide objective, unbiased advice, free from affiliations with financial service providers.
Transparency
Our operations are defined by honesty, accountability, and open communication.
Professionalism
We adhere to the highest standards of integrity and service excellence.
Expertise and Industry Insight
Our consultants bring extensive experience and deep industry knowledge to deliver solutions that exceed expectations.
Mastering Financial Excellence: AVIB’s Suite of Excellence
At AVIB, we transform complex financial challenges into strategic opportunities. Our elite consulting services empower organisations to optimise their employee benefits while maximising long-term value creation.
HEALTH CONSULTING
Deploy comprehensive health programs that drive organisational excellence through personalized wellness strategies. Our proactive approach addresses unique client needs, delivering enhanced health outcomes that contribute directly to organisational success and employee well-being.
RISK BENEFIT CONSULTING SERVICES
Through sophisticated analysis and innovative solutions, we help you navigate risk with precision. Our comprehensive frameworks ensure your risk management strategy not only protects your interests but creates lasting competitive advantage.
PRIVATE WEALTH MANAGEMENT
Transform your team’s financial journey through our comprehensive wealth management programs. We empower stakeholders through strategic education and personalised planning, ensuring deep understanding and optimal utilisation of financial resources for sustained wealth creation.
INTERMEDIARY Services
Experience unparalleled coordination across all touchpoints, with our expert intermediaries orchestrating every aspect of your financial ecosystem. We ensure seamless execution of critical meetings, facilitate informed decision-making, and drive optimal outcomes through strategic alignment.
INVESTMENT CONSULTING SERVICES
Navigate today’s complex markets with confidence through our sophisticated investment solutions. Our expertise simplifies the investment landscape while delivering forward-thinking strategies backed by deep market intelligence and dynamic portfolio optimization.
RETIREMENT FUND CONSULTING
Elevate your retirement fund performance with our strategic compliance frameworks and innovative optimisation strategies. We ensure robust governance while maximising returns, creating sustainable long-term value for all stakeholders through proactive fund management. Our comprehensive cost analysis scrutinises every aspect of your retirement fund, from risk and administration to investment costs. Through strategic rebroking initiatives, we ensure all costs remain market-competitive, redirecting savings into investment growth and enhancing overall retirement funding outcomes. This dual focus on cost optimisation and investment performance delivers superior long-term results for your members.
BUILDING PARTNERSHIPS
ACHIEVING GROWTH
AVIB stands out by operating with complete independence from product and service providers, including risk providers, administrators, and asset managers. This autonomy ensures that our advice is always objective, transparent, and exclusively focused on serving the best interests of our clients. Partner with AVIB to experience unparalleled dedication to your financial success and growth.
TRUSTED BY MANY
AVIB has a diverse client base which includes:
Listed companies | Small and medium sized employers | Industrial funds | International employers | Government and semi government employers | Charities and NGO’s | Unions
WE ARE ALWAYS READY
REQUEST A CALL BACK
Enjoy comprehensive financial advice and simple solutions to help you create, grow and protect your wealth and assets.
AVIB. Aspire To Inspire.
AVIB is an independent consulting and actuarial practice that provides stakeholders with a support structure
to manage their employee benefits arrangements. AVIB was born in January 1997, a few years after our country achieved democracy.