Our Team
the team
Meet The Experts
AVIB’s strength lies in its exceptional team of highly technical and experienced consultants. With extensive backgrounds in senior management positions at leading firms, their expertise and contributions have been widely recognised within the industry. Here’s an introduction to the professionals behind our exceptional services:
Sanjith Hannuman
MBA, AFP | CEO |Experience 34 Years | +27(0) 82 4573126 | sanjith@avib.co.za
AVIB’s strength lies in its exceptional team of highly technical and experienced consultants. With extensive backgrounds in senior management positions at leading firms, their expertise and contributions have been widely recognised within the industry. Here’s an introduction to the professionals behind our exceptional services:
AVIB is the brainchild of Sanjith Hannuman who in 2009 decided to step out of the corporate world after some 20 years with Old Mutual in various senior managerial positions set up a consulting practice specializing in pension, provident,risk, investment and medical funds. This idea stemmed from his experience in setting up the Group Business for Old Mutual in India in the early 2000’s. A few years later the consulting practice now has branches in Port
Elizabeth, Cape Town, Free State with headquarters in Durban – Gauteng is managed from the Expertise in Risk Management, Investment Consulting, PRMA and Pensioner Outsourcing holds him in good stead within the retirement funds industry. In the early stages of the development of the umbrella funds industry, Sanjith Hannuman played a crucial role in the design of SA’s first Umbrella Fund.
AVINASH HANNUMAN
BCom(Hons) | Experience 9 Years | +27(0) 84 681 5974 | avinash@avib.co.za
AVIB’s strength lies in its exceptional team of highly technical and experienced consultants. With extensive backgrounds in senior management positions at leading firms, their expertise and contributions have been widely recognised within the industry. Here’s an introduction to the professionals behind our exceptional services:
Fresh out of University he decided his home was with AVIB. In his 2nd year at AVIB he was made responsible for the introduction of the Health Division within AVIB.In the 1st 12 months of operation he has already grown this business
to more than R12m annual premium income. Has a handson approach to processes and procedures within the Group. Having a flair for figures and financial matters he manages the financial side of AVIB in addtion to the operations.
WAYNE MIDDLETON
LIISA | Experience 29 Years | +27(0) 82 411 5650 | wayne@avib.co.za
AVIB’s strength lies in its exceptional team of highly technical and experienced consultants. With extensive backgrounds in senior management positions at leading firms, their expertise and contributions have been widely recognised within the industry. Here’s an introduction to the professionals behind our exceptional services:
Founder and Head of the Port Elizabeth operation who is responsible for all retirement funds within the Group. Previously Regional General Manager of Old Mutual Corporate Port Elizabeth with over 25 years’ experience in employee benefits. Playing a Senior Management role at Old Mutual Orion Client
Relationship Management for more than 10 years. Serves him in good stead to advise in the Umbrella Industry space .Has been involved with payment of annuities to pensioners at Pencare in his initial years when joining Old Mutual which gives him well rounded experience in the Retirement Fund Industry a skill very few can be credited with.
ROY SINGH
Experience 34 Years | +27(0) 82 824 1056 | roy@avib.co.za
AVIB’s strength lies in its exceptional team of highly technical and experienced consultants. With extensive backgrounds in senior management positions at leading firms, their expertise and contributions have been widely recognised within the industry. Here’s an introduction to the professionals behind our exceptional services:
Roy is responsible for Cape Town and Gauteng working out of Cape Town specializing in asset consulting and funds selection with Investment Managers. After some 34 years of service in the Financial Services Industry he decided to go on early retirement with his last position being Executive General Manager at Old Mutual heading up Investments
managing over R100 billion of assets at that time. Roy Singh was head hunted and brought in from Sanlam to Old Mutual Corporate to stem the outflow of assets from the traditional Guaranteed Fund thus creating the ever so successful Absolute Growth Portfolio of Funds. His relationships with Principal Officers and Trustees within the industry holds him in good stead, second to none.
The Heartbeat of AVIB:
Our Administrative Powerhouse
Turning Complex Challenges into Seamless Solutions:
In the intricate world of financial services, our administrative team is the critical engine that transforms complexity into clarity. While only 51% of South Africans fully understand financial concepts, our admin professionals bridge the knowledge gap with precision, empathy, and unwavering commitment.
The Heartbeat of AVIB:
The Pillars of Our Administrative Excellence
- Operational Mastery: Our team doesn’t just manage processes; they optimise them. Each administrative professional is a problem-solver, turning potential obstacles into smooth, efficient pathways.
- Client-Centric Communication: Beyond paperwork and protocols, we are the human touch that makes AVIB truly exceptional. We translate complex financial information into understandable, actionable insights.
- Confidentiality and Trust: We are the guardians of our clients’ sensitive information, operating with the highest standards of discretion and professionalism.
More Than Just Support – We Are the Backbone of AVIB
Our administrative team embodies the Ubuntu principles of community, compassion, and mutual support. We don’t just process documents; we:
- Provide personalised assistance
- Ensure accuracy in every detail
- Create a welcoming environment for our clients
- Represent the core values of AVIB in every interaction
We are the first point of contact, the silent architects of client confidence, and the true difference-makers at AVIB.
AVIB Financial Advisers:
Transforming Financial Landscapes
Navigating Complexity, Delivering Clarity
In a nation where financial literacy remains a significant challenge, our team of financial advisers and consultants stands as a beacon of knowledge, guidance, and transformative support. We are more than advisers – we are financial architects, carefully constructing personalized strategies that turn financial aspirations into tangible realities.
The Heartbeat of AVIB:
The AVIB Adviser Difference
- Holistic Financial Understanding: We go beyond numbers. Our advisers bring a comprehensive approach that considers every facet of a client’s financial ecosystem, from immediate needs to long-term aspirations.
- Personalized Strategic Planning: Recognizing that no two financial journeys are identical, we craft bespoke strategies that align precisely with individual client goals, risk profiles, and life circumstances.
- Continuous Learning and Expertise: In an ever-evolving financial landscape, our team remains at the cutting edge. Continuous professional development ensures we deliver insights that are not just current, but forward-thinking.
Our Commitment in Action
Our advisers are united by a fundamental principle: empowerment through education. We don’t just manage wealth; we:
- Demystify complex financial concepts
- Provide transparent, unbiased guidance
- Build long-term relationships founded on trust
- Embody the Ubuntu spirit of collective growth and support
Beyond Advice:
A Partnership of Trust
We understand that financial decisions are deeply personal. Our approach is rooted in:
- Active listening
- Empathetic understanding
- Tailored solutions
- Unwavering confidentiality
We are not just financial advisers. We are trusted partners in your journey to financial stability and prosperity.
SERVICE EXCELLENCE
Financial Planning
Our integrated solutions encompass retirement, investment, healthcare, life, and insurance planning—providing a comprehensive approach to securing and growing your wealth while safeguarding your health.
INNOVATION GUARANTEED
Diversified Portfolio Solutions
AVIB delivers expertly crafted umbrella fund and healthcare solutions tailored to the specific retirement funding needs of businesses across various sectors. For individual investors, we conduct meticulous risk profiling to curate investment portfolios that align perfectly with each client’s unique goals and risk tolerance. Experience the precision and care that sets AVIB apart in wealth management.
OUR SERVICES
Personal Wealth Management
As an independent consulting firm, AVIB redefines the approach to wealth management by offering professional, client-focused expertise. We tailor financial advice and investment strategies to the unique needs, goals, and preferences of our clients. Leveraging advanced technologies like AI and data analytics, we provide highly customised solutions that align with clients’ risk tolerance, financial objectives, and personal values. This personalised approach not only enhances client engagement and improves investment outcomes for individual clients but also helps stakeholders effectively navigate the complexities of employee benefit arrangements.
AVIB Think Tank:
The Strategic Architects of Financial Excellence
Collective Wisdom, Unparalleled Expertise
With an extraordinary collective experience spanning over 200 years, our think tank and executive management team represents the pinnacle of financial strategic thinking. We are not merely industry veterans; we are visionary architects dedicated to transforming financial landscapes. Our profound expertise, innovative methodologies, and unwavering commitment to financial excellence drive us to forge a more prosperous tomorrow for all stakeholders.
Our Collective Strength
- Diverse Expertise: Each professional brings a unique specialisation to the team, creating a powerful synergy that enables comprehensive, multi-dimensional financial solutions.
- Proven Industry Credibility: We’ve earned our reputation through decades of navigating complex financial environments, consistently delivering value where others see challenges.
- Strategic Precision: Our think tank doesn’t just respond to market conditions—we anticipate, strategize, and create proactive solutions for tomorrow.
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Governance, Innovation, and Client-Centric Approach
Our substantial portfolio provides us with significant economies of scale, enabling us to offer highly negotiable favourable terms and conditions, competitive pricing, and robust service commitments. Our extensive experience in the corporate financial services industry sectors allows us to negotiate terms and conditions that influence policy changes to benefit the industry. Our deep understanding of pricing strategies compels insurers to reduce their margins, while our independence and expertise make insurers and investment houses eager to collaborate with us. This competitive edge is directly passed on to our clients, ensuring they receive the best possible outcomes.
Our management philosophy is built on a robust framework that balances:
- Regulatory compliance
- Competitive financial solutions
- Independent strategic thinking
- Sustainable profitability
- Client-focused outcomes
Our Commitment to Excellence
Through all this we ensure AVIB remains:
• Strategically relevant
• Financially robust
• Compliant with the highest governance standards
• Competitive in costs, terms, and investment returns
We are the strategic navigators, transforming financial complexity into clear, value-driven opportunities.
WE ARE ALWAYS READY
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Enjoy comprehensive financial advice and simple solutions to help you create, grow and protect your wealth and assets.
AVIB. Aspire To Inspire.
AVIB is an independent consulting and actuarial practice that provides stakeholders with a support structure
to manage their employee benefits arrangements. AVIB was born in January 1997, a few years after our country achieved democracy.